Last updated: August 6, 2026 · Effective: August 6, 2026
Welcome to STU. These Terms of Service (“Terms”) are a binding agreement between you and STU SOCIAL LLC, a Florida limited liability company (“STU,” “we,” “us”), and govern your use of the STU mobile app and related services (the “Service”). By creating an account or using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use STU.
You must be at least 13 years old to use STU. By using the Service, you represent that you are 13 or older and that you meet any higher minimum age required where you live. If you are under the age of majority in your jurisdiction, you confirm that your parent or legal guardian has reviewed and agreed to these Terms.
Age and teen users. STU asks you to confirm you meet the minimum age when you sign in. We do not verify age and we do not collect a date of birth, so we cannot identify which members are teens — and STU does not apply different features, defaults, or messaging restrictions based on age. Any member can send a direct message to any other member — a first message from someone you haven’t accepted lands silently in Requests and is capped at three messages until you accept it, but that wall works the same way regardless of how old either person is. Every member has the same safety tools: you can report or block anyone from their profile, decline a request (which deletes it), and leave a league at any time. If you are a parent or guardian and want an account removed, email support@trystu.com.
You create an account by signing in with Google, with Apple, or with a one-time code sent to your email. You are responsible for activity on your account and for keeping access to your sign-in method secure. Provide accurate information, and don’t impersonate anyone or create an account for someone else without authorization. Notify us promptly of any unauthorized use.
STU is a platform for skill-based competitions among members. Users create competitions (“leagues”), post challenges within them (“targets”), submit their own entries (“submissions” — photos, videos, or audio recordings), and rate each other’s submissions. Standings are determined by ratings of submission quality. Members can also send each other private 1:1 direct messages, subject to the request rules in section 7.
STU provides the tooling; users run their own leagues. The person who creates a league sets its rules and is responsible for how it operates, similar to how a server admin runs a community or an organizer runs an event. We may change, suspend, or discontinue any part of the Service at any time, and we may deliver updates to the app automatically so members stay on a current version.
STU is a platform, not a contest sponsor. If a league creator or member mentions a prize, reward, or incentive (for example, in a league description or target instructions), that offering is solely between the creator and the participants. STU does not sponsor the competition, fund or hold prizes, handle payments, issue tax forms, or guarantee that any prize will be awarded or delivered.
If a creator promises a prize and fails to deliver, that is a dispute between the affected users. STU is not responsible or liable for undelivered or misrepresented prizes. We may, at our discretion, warn, suspend, or remove users who repeatedly fail to honor what they offer.
Skill, not chance. All STU competitions are skill-based. Winners are determined by quality ratings from members or appointed judges, with objective tie-breakers — never by lottery, sweepstakes, random draw, or any game of chance. STU is not a gambling, lottery, or sweepstakes service, and you may not use it to operate one. You are responsible for ensuring any competition you run complies with the laws that apply to you.
You own your content. You keep all ownership rights in the submissions, captions, and other content you create on STU (“User Content”).
License to STU. To operate the Service, you grant STU a non-exclusive, worldwide, royalty-free, sublicensable license to host, store, reproduce, adapt (for example, to generate thumbnails and to transcode for delivery), publish, and display your User Content — solely to provide, secure, and improve the Service and to make your content available to the members entitled to see it. This license ends when you delete the content or your account, except for content others have already lawfully re-shared within the Service, and except for residual copies retained for a limited time in backups. The same license lets us store and transmit your direct messages as needed to deliver them to their recipient; unlike submissions, direct messages are private and are not published to leagues.
Your responsibility & representations. You are solely responsible for your User Content. You represent that you own it or have the rights to post it, and that it does not violate these Terms, any law, or anyone’s rights (including intellectual-property, privacy, and publicity rights).
Visibility. STU is social. Your handle, display name, avatar, and submissions are visible to members of leagues you participate in, and ratings are visible to those members, as described in our Privacy Policy. Do not post anything you are not comfortable sharing with the members of your leagues.
You agree not to post or send content, or engage in conduct, that:
Zero tolerance. We have zero tolerance for objectionable content and abusive behavior — including harassment, bullying, threats, and hate speech — whether posted in a submission or sent in a direct message. We may remove offending content and suspend or terminate offending accounts, immediately and without notice for serious or repeated violations.
You also agree not to: misuse, disrupt, or attempt to gain unauthorized access to the Service or its systems; probe, scan, or test the vulnerability of the Service; scrape, crawl, or harvest data; reverse engineer or attempt to extract source code (except where such restriction is prohibited by law); circumvent rate limits, access controls, or security features; or use bots or automated means to interact with the Service.
Private 1:1 messages. Any member can send a text direct message to any other member. A direct message is a private conversation between the two participants and is visible only to them — never to other league members.
Message requests. A first message from someone you haven’t accepted goes to a separate Requests area rather than your inbox, and does not notify you. Until you accept, that sender can send at most three messages. You accept by replying or by tapping accept; if you already follow the sender, their message goes straight to your inbox. Declining a request deletes the conversation and its messages. We also limit how many unanswered requests one account can open in an hour, to make cold-outreach spam impractical.
Not end-to-end encrypted. Direct messages are protected by access controls and encrypted in transit, but they are not end-to-end encrypted. We can access message content when needed to investigate a report, enforce these Terms, or comply with the law, as described in our Privacy Policy.
Reporting & blocking. You can report and block any user from their profile. Blocking is mutual: it disables direct messages between you and that user in both directions, hides their profile from you (and yours from them), and removes any follow connection between you. Blocking does not remove that user’s submissions from leagues you both belong to — if you’d rather not see their submissions, you can leave the shared league.
We review reports of abusive behavior, including reports about direct messages. See Moderation, reporting & enforcement below for how quickly we aim to respond and what we can and can’t promise.
You can report content or users from within the app — every screen that shows someone else’s content has a report option, and you can report or block anyone from their profile. We review reports, including reported direct messages, and may remove content or take action on accounts that violate these Terms. Our enforcement is generally graduated — for example, a warning, then a temporary suspension, then a permanent ban for repeat or serious violations — but we may take any appropriate action immediately depending on severity. We are not obligated to monitor content, but we may do so and may remove content or suspend accounts at our discretion. We are not responsible for User Content posted by others.
STU is run by a small team. We aim to review reports of objectionable content or abusive behavior within 24 hours of receiving them. We prioritize anything involving the safety of a minor, credible threats of violence or self-harm, or other imminent harm, and we act on those as quickly as we become aware of them, ahead of everything else.
Please read that as a good-faith target rather than a guarantee. “Review” means a person looks at the report and decides what to do — it does not mean every report leads to removal, suspension, or any particular result, and a report that needs more context or investigation can take longer. Response times can also be affected by report volume, outages, and circumstances outside our control. Nothing in this section creates a service-level commitment, a guarantee of any specific response time or outcome, or any rights for anyone other than you and STU.
We generally will not tell you what action we took on another member’s account, and we don’t tell a reported member who reported them. If someone is in immediate danger, contact your local emergency services first — we are not an emergency service and cannot respond to emergencies. For content involving the exploitation of a minor, email support@trystu.com with URGENT in the subject line; as noted above, we report child sexual abuse material to NCMEC and to law enforcement.
The Service — including the STU name, logo, app, design, and software — is owned by STU and protected by intellectual-property laws. We grant you a limited, personal, non-transferable, non-exclusive, revocable license to use the app as intended by these Terms. You may not copy, modify, distribute, sell, or create derivative works from the Service except as permitted by law. If you send us feedback or suggestions, you grant us a perpetual, royalty-free license to use them without obligation to you.
We respect intellectual-property rights and respond to clear notices of alleged copyright infringement. If you believe content on STU infringes a copyright you own or control, send a notice to our designated agent — Copyright Agent, STU SOCIAL LLC, 7901 4th St N, Ste 300, St. Petersburg, FL 33702, copyright@trystu.com — that includes: (a) your physical or electronic signature; (b) identification of the copyrighted work you claim is infringed; (c) identification of the material you claim is infringing and enough information to locate it (e.g., the submission, profile, or a link); (d) your contact information; (e) a statement that you have a good-faith belief the use is not authorized by the owner, its agent, or the law; and (f) a statement, under penalty of perjury, that the information is accurate and that you are the owner or authorized to act on the owner’s behalf.
We will remove or disable access to material subject to a valid notice and notify the affected user, who may submit a counter-notification if they believe the removal was a mistake. We terminate repeat infringers’ accounts in appropriate circumstances. Knowingly misrepresenting that material is infringing — or that it was removed by mistake — may expose you to liability.
STU integrates third-party services (such as Google and Apple sign-in, and the providers listed in our Privacy Policy). Your use of those services may be subject to their own terms, and we are not responsible for third-party services. Links or references to third-party content do not imply our endorsement.
You may stop using STU and delete your account at any time from Settings. We may suspend or terminate your access at any time if you violate these Terms, if required by law, or to protect the Service or other users. Sections that by their nature should survive termination (including content licenses you’ve granted to the extent described above, disclaimers, limitations of liability, indemnification, and governing law) will survive.
The Service is provided “as is” and “as available.”
To the maximum extent permitted by law, STU disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, secure, or error-free, that defects will be corrected, or that data will be preserved beyond the retention periods described in our Privacy Policy. You use the Service at your own risk. STU is not responsible for the conduct of any user or for any prize, incentive, or interaction between users.
To the maximum extent permitted by law, STU and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, data, goodwill, or other intangible losses, arising from or related to your use of (or inability to use) the Service, even if advised of the possibility. STU’s total aggregate liability for all claims relating to the Service will not exceed US $100 or, if greater, the total amount you have paid STU in the 12 months before the claim (STU is currently free to use, so for most members this limit is US $100). Some jurisdictions do not allow certain limitations, so some of these may not apply to you.
You agree to indemnify and hold harmless STU and its officers, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to your User Content, your use of the Service, your violation of these Terms, or your violation of any law or the rights of any third party — including any prize or incentive you offer or any dispute with another user.
Release for member-to-member disputes. STU provides a platform for members to interact; disputes between members are between them. You release STU and its officers, employees, and agents from all claims, demands, damages, and losses of every kind — known or unknown, suspected or unsuspected — arising out of or connected with any dispute between you and another member, including any prize or incentive that was offered, promised, misrepresented, or never delivered, and including anything another member sends you in a direct message. If you are a California resident, you waive California Civil Code § 1542, which says: “A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.”
Nothing in this section releases STU from its own obligations to you under these Terms, or limits any right you have that cannot be waived under applicable law.
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules.
Informal resolution first. Most problems can be sorted out quickly. Before starting an arbitration or filing any claim, you agree to email legal@trystu.com with a short description of the dispute and the resolution you want, and to work with us in good faith for at least 30 days. We agree to do the same before bringing a claim against you.
Binding individual arbitration. If a dispute isn’t resolved within those 30 days, you and STU agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service — including questions of their formation, interpretation, breach, or termination — will be resolved by binding arbitration on an individual basis, not in a court of general jurisdiction. Arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, as modified by these Terms. The arbitrator’s award is final and binding, and judgment on it may be entered by any court with jurisdiction. This agreement to arbitrate is governed by the Federal Arbitration Act.
Where and how. Unless we agree otherwise, arbitration will take place in the county where you live or in Pinellas County, Florida, whichever you choose. Claims of US $25,000 or less may be decided by telephone or on written submissions alone, without an in-person hearing. AAA’s Consumer Arbitration Rules govern how filing and administrative fees are allocated, and where those rules place a cost on us, we will bear it.
Exceptions. Either of us may still (a) bring an individual claim in small-claims court if it qualifies, and (b) ask a court for injunctive or other equitable relief to stop infringement or misuse of intellectual property or unauthorized access to the Service. Using either exception does not waive this section for any other dispute.
Class-action waiver. You and STU agree to bring claims against each other only in an individual capacity, and not as a plaintiff or class member in any class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person’s claims, may not preside over any class or representative proceeding, and may award relief only in favor of the individual party seeking it, and only to the extent needed to satisfy that party’s individual claim. If this waiver is found unenforceable as to a particular claim or request for relief, that claim or request will be severed and heard in court, and the rest of this section still applies to everything else.
Your right to opt out. You may opt out of this arbitration agreement and the class-action waiver by emailing legal@trystu.com with the subject line Arbitration Opt-Out within 30 days of first accepting these Terms, and including your name and the email address on your account. That is the only way to opt out. Opting out costs nothing, does not affect any other part of these Terms, and will not affect your use of STU in any way.
If arbitration doesn’t apply. If you opt out, or if this arbitration agreement is held not to apply to a particular dispute, that dispute will be subject to the exclusive jurisdiction of the state and federal courts located in the State of Florida, and you consent to personal jurisdiction there. This section survives termination of these Terms and of your account.
If you downloaded STU from the Apple App Store, the following also apply, and prevail over any conflicting term above to the extent they relate to the App Store:
We may update these Terms from time to time. When changes are material, we will update the “Last updated” date and, where appropriate, notify you in the app. Your continued use of the Service after changes take effect means you accept the updated Terms.
Electronic communications. By using STU you consent to receive communications from us electronically — by email to the address on your account, and through in-app messages and push notifications — and you agree that those electronic communications satisfy any legal requirement that a communication be in writing or be signed. We need to be able to reach you electronically to operate the Service (your sign-in code arrives by email), so you can withdraw this consent only by deleting your account.
These Terms and the Privacy Policy are the entire agreement between you and STU regarding the Service. If any provision is found unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets. Nothing in these Terms creates an agency, partnership, or employment relationship between you and STU.
Questions about these Terms? Email legal@trystu.com.
STU is operated by STU SOCIAL LLC, a Florida limited liability company. Mailing address: 7901 4th St N, Ste 300, St. Petersburg, FL 33702.